Author: Minhal Naqvi

Minhal Naqvi

Minhal Naqvi is the Managing Director of Cashwave, Chief Business Development Officer at MB Group, and CEO of Shapespay. He oversees 2,000+ ATMs across Canada, focusing on digital payments, transaction optimization, and tech-driven growth strategies.

The way people spend money while travelling is changing rapidly, and digital wallets are now leading one of the biggest financial transformations in the global tourism industry. In 2026, travellers are relying less on physical cash and traditional bank cards and more on smartphone-based payment systems that offer speed, convenience, security, and seamless international transactions. From airports and hotels to restaurants, transportation apps, and retail shopping, digital wallets are becoming deeply integrated into the modern travel experience. The growth of fintech innovation, combined with changing consumer behaviour, is creating a new global payment ecosystem that is reshaping tourism spending patterns…

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In the fast-paced world of the restaurant industry, innovation is the key to staying competitive. As dining experiences continue to evolve, restaurants are turning to financial technology (fintech) to streamline operations, enhance customer experiences, and improve their bottom lines. In an era where customers expect convenience, personalization, and seamless service, fintech is emerging as a transformative force in the experience economy. From contactless payments to AI-powered insights, restaurants are adopting fintech solutions that not only enhance operations but also create unforgettable experiences for guests. The Rise of the Experience Economy in Dining The experience economy has shifted the focus of…

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The way people get mortgages in Canada is really changing because of fintech. The old way was very slow. Had a lot of paperwork. Now, people can use platforms and automation to make it easier. For people who want to buy a house, lenders and investors in fintech are making things more efficient and changing the way people in Canada get money to buy a house. Fintech is changing the way people get mortgages in Canada. Making the Mortgage Process Easier One of the changes that fintech is making is how quickly people can get a mortgage. In the past,…

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The fintech sector in Canada is growing fast. This is news for people who start their own businesses. The fintech sector in Canada is helping these people by giving them ways to handle their money. The fintech sector in Canada is always thinking of ideas to help business owners with their money problems. The fintech sector in Canada is doing a job of finding new ways to make things easier for people who own businesses. The fintech sector in Canada has things like banking and automated investment platforms. This means the fintech sector in Canada includes banking, and also these…

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Ontario businesses are choosing to grow in a way that makes sense for them. They do not want Ontario businesses to grow fast. This is because Ontario businesses want to make sure their Ontario business will last for a time. Ontario businesses want to be, for a long time. Ontario businesses are picking growth over doing things. This means Ontario businesses are thinking about what they want to achieve in the run. Sustainable growth is really good for businesses in Ontario. It helps Ontario businesses make decisions about what they do. Sustainable growth is important for Ontario businesses because it…

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Artificial Intelligence is not something that is going to happen it is happening now and it is a big part of our economy. Things that used to be in movies and books are now really important for companies to stay ahead. We are starting an era, kind of like the Industrial Revolution but this time it is not about machines or power it is, about Artificial Intelligence and the information we can get from it.  Artificial Intelligence is really about using what you have to get more done and doing it in a way. Artificial Intelligence is, about making the…

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Introduction: AI That Delivers, Not Just Promises Artificial Intelligence once sounded futuristic. Today, it’s practical — deployable in days. Businesses no longer need data scientists or six-figure budgets to harness automation. What they need is clarity: what to automate first and how to start quickly. Let’s explore AI-driven workflows that any organization can launch in a week for immediate productivity gains. 1. Everyday AI: Small Tools, Big Impact Platforms like ChatGPT, Zapier, and Make.com empower small teams to build AI-powered workflows — no coding required. The new goal isn’t complexity; it’s speed of implementation. AI now handles repetitive work, freeing…

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In recent years, artificial intelligence (AI) has emerged as a transformative force across industries. AI is redefining business operations and enhancing customer experiences. One of the areas where AI has had the greatest impact is customer service. From chatbots to personalized recommendations, AI is redefining the way businesses interact with their customers—offering greater efficiency, faster response times, and more tailored experiences. In this blog post, we will explore how AI is redefining customer service across industries, highlight the key technologies driving this change, and examine the benefits for both businesses and their customers. AI Is Redefining Customer Service AI is…

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The financial technology (fintech) sector has evolved from a niche industry into one of the most disruptive forces in global business. Startups in this space are redefining how people bank, invest, and manage money—offering everything from digital wallets and peer-to-peer lending to blockchain-based payment systems and AI-powered financial advice. But behind every successful fintech startup is more than just groundbreaking technology—strategic leadership plays a critical role in shaping innovation and driving growth. In an industry that thrives on rapid change, strategic leaders distinguish themselves by combining vision, adaptability, and innovation management. They are not only creating products that challenge traditional…

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In a world increasingly defined by speed and convenience, the way Canadians pay is evolving—again. First came tap-to-pay, then mobile wallets. Now, voice-activated payments are emerging as the next frontier in frictionless commerce. With smart speakers, voice assistants, and AI-powered apps becoming more common in Canadian homes and devices, the concept of “invisible transactions” is no longer futuristic—it’s already here. From ordering groceries and paying for takeout to renewing subscriptions, voice technology is reshaping how consumers interact with money. As the trend accelerates, its influence on retailers, financial institutions, and everyday life continues to grow. What Are Voice-Activated Payments? Voice-activated…

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